Saturday Savers Club with @susie-saver | Week 31 - Saturday 31 July 2021 | HivePUD Sponsorship - see inside | Win EDS Tokens for Comments! Everyone Welcome
Hello Everyone,
Welcome to Saturday Savers Club with Susie-Saver!
What's happening?
- Hive Power Up Day (HivePUD) takes place on Sunday 1 August tomorrow. Save your liquid Hive this week and power up on Sunday to take part. See this month's post by @traciyork for more information and to see if you would qualify for prizes.
How to qualify for HivePUD prizes
- Your reputation must be above 39 and below 70.
- Your total Hive Power (before the 1st) must be more than 100 and less than 8000.
- You must power up at least 10 Hive on August 1st.
- You must write a post about your power up on August 1st (your local time) with the tag #HivePUD (International) or #HPUD (Spanish).
- Saturday Savers Club has two sponsorships for HivePUD, from @justclickindiva and @shanibeer. Read this post by @hivebuzz to find out more about it. If you want to qualify for a chance to be sponsored, drop a comment below saying "count me in" by 10am+1 UTC on Sunday 1 August 2021.
@justclickindiva reaches 100 days of saving backwards!
Yes, regular Saturday Saver Club member @justclickindiva reached 100 days of savings backwards. That's 200 days of savings! Congratulations @justclickindiva, check your wallet for 5 LBI for your great achievement! Everyone, drop by @justclickindiva's profile and show some love 😍.
When will @susie-saver hit 530HP?
Here's the bets on when @susie-saver will reach 530HP:
Week 30 - Saturday 24 July - @bashadow
Week 31 - Saturday 31 July - @justclickindiva @ericburgoyne @jfang003
Week 32 - Saturday 7 August - @bearmol @riandeuk @phoenixwren
Week 33 - Saturday 14 August - @gillianpearce
The book is closed now - let's see what happens!
Well, @susie-saver hit 530HP last week, and we had a winner. This week @susie-saver qualified for Minnow status. I powered up just over 2 Hive to reach 534HP and get over the threshold of 1,000,000 vests! I'm keeping the rest of this week's savings to take part in HivePUD on 1st August. Extra EDS giveaways for @jfang003, @ericburgoyne and @justclickindiva who guessed this week. Check your wallets 😍.
update: minnow is somewhere around 533HP 😁
Now then - this week's winners!
Every week, you have the chance to win EDS tokens for commenting. Last week we had comments from @gillianpearce @ericburgoyne @bearmol @justclickindiva @jfang003, @bashadow, @phoenixwren, @chrisparis, @riandeuk and @dksart.
Okay, everyone who commented last week went into the WheelofNames and we have two winners: @bearmol and @dksart - EDS tokens heading your way - yay!
- Congratulations!
Thank you for taking part in Saturday Savers Club, everyone!
What's been happening in your world this week? anything exciting or fun? Tell us in the comments - you could win some EDS tokens 😁.
More about EDS tokens
EDS tokens are a low-risk income token, ideal for people who want to save. There were only 20,000 originally and they were all sold at 1 Hive each, with guaranteed earnings of 12% each year. You can now acquire EDS tokens through the EDS Miner token.
Earnings come from powering up and leasing out the Hive that came from selling the tokens, plus earnings from posts and comments each week. EDS pays out every Monday evening. Last week the pay out was equivalent to 24%.
643 EDS Miner tokens left.
Back to business ...
We're going to be here every Saturday through the year growing a little savings honey pot, if you have plans for saving or getting to a different place this time next year - maybe $5 Hive by the end of the year 🤑?
Whatever it is, stick with Susie Saver through the year and we'll get there. Along the way, we'll share lots of tips and tricks for saving and how to get the knack of making your money work for you and not the other way round.
Let's Get Started
Image by Andy M. from Pixabay Hey Chicken, watch out for the rain 😁
We're using the 365 Penny A Day Challenge framework for the Saturday Savers Club. We're aiming to save £667 worth of pennies by the end of the year.
Penny a Day Tracker Sheet
Right click on the image, save it to your computer and then print it out.
Okay, let's check in ...
1. Check Progress
Each week, we're going to check in through this post and see where we are up to. Our target for today, 31 July, was 14.63p. Next week, we'll be saving 15.12p and by Saturday we'll have saved 239.77p (that's 23,977p just compounding a penny a day)! 😁.
Each week, I'll be buying Hive for @susie-saver's account with the pennies we've saved.
Here's this week's results - 14.63p buys 34.75 Hive.
665 Hive saved in 28 weeks (565 Hive powered up, the remainder invested in EDS and EDSM)! Plus we're earning 3.22% inflation on powered up Hive, 24% on EDS tokens and a little on curating and posting!
@susie-saver has powered this week's savings; she's also been voting following a curation trail. She's reached her first milestones of 530HP and Minnow status. Her next goal is 1,000HP.
How much did you save this week? Did you meet your target? Or did you save even more?
Being accountable to another person or a group is a great way to motivate yourself to save (or anything you want to achieve). Of course, you need the right kind of people around you - ones that think what you're trying to do is worth doing ... or at least fun 😁.
Sign up here with us to start your savings journey:
- just leave a comment below if you want to join the challenge.
- follow @eddie-earner so you never miss a post (Eddie has lots of ideas about how to make money - he's the earner, I'm the saver - you'll like his posts).
- share this post if you think your followers might be interested.
2. The Golden Pig Tip
Image by 3D Animation Production Company from Pixabay
Every week, we're going to share a Golden Pig Tip for saving. By the time you've tried them all you'll have £670 saved.
This Week's Golden Pig Tip
This week's Golden Pig Tip:
"Lost your savings mojo? Accidentally went out and bought £239 of Bobbi Brown cosmetics? 😂. Never mind, get back up, dust yourself off and start saving again today! Remember, start small and start today. The Saturday Savers Club is here to support you every Saturday!
And today is always a good day to start saving - you can start on Day 1 or make up the first thirty-one weeks to catch up with @susie-saver.
That's it for this week. Hope you've enjoyed it and look forward to seeing you next Saturday with progress so far and our next Golden Pig tip.
Today's post by @shanibeer writing as @susie-saver.
EDS, @eddie-earner's income token, is part of the SPinvest family including SPI (@spinvest), LBI (@lbi-token) and the @spinvest-leo account - a cool club in the making. Spinvest Family Motto: Get Rich Slowly.
Posted Using LeoFinance Beta
Congratulations to @justclickindiva on reaching 100 days and congratulations to @susiesaver on reaching minnow status. 😊
I missed my bitcoin DCA this week as the price went up and I hesitated. If it's going to continue to rise I'm going to have to get back into DCA again. Buying on the way up is much harder for me than buying on the way down.
Most of my crypto time this week has been spent sorting out Monsters card for the new rental system and learning about the new SPS token.
My potential earnings for the latter will beat anything I've done so far which actually creates a new dilemma for me - do I take profits and, if so, when and how?
I find this type of financial decision difficult so I'll be letting everything settle before I decide.
The reaction to the new token was nothing short of bonkers and I couldn't help myself from hanging out in Discord. I'm much happier now the frenzy has died down.
Wishing you all a wonder full week! 💙
Posted Using LeoFinance Beta
Had to look up SPS 😂.
I've never gotten into Splinterlands or Monsters (are they different)? I understnd they're very popular, though, and potentially a huge attractant to new hivers. That's good enough for me!
I'm never sure about the taking profits. Looking to September onwards for Bitcoin and then settling down for another four years. Similar with Hive really.
As I was writing it I was thinking I might be making assumptions that everyone knew what I meant. Apologies! 😍
SPS stand for Splintershards and it's a new governance token for Splinterlands which is the same as Monsters.
The amount of new people coming in as a result of SPS is insane. And there should be a positive knock on affect to Hive. It really underlines how complicated the Hive blockchain is though even to people who are familiar with ETH and Binance.
Posted Using LeoFinance Beta
Wow. I learn something new every week here. There is still so much that I don't know
I understand this bit 😁.
It's bonkers indeed, and that market cap 100m+.. crazy days. Myself I was thinking to stake it all and earn more and keep it long term. right now I'm thinking about either of the following:
Sell (part) of the sps now while the hype is huge, I hear many of these tokens take a dip eventually. So I could buy back in when it does
Sell SPS>buy dec with the acquired hive>bigger airdrop of SPS because more dec, rinse and repeat :-)
problem with 2 is that the amount of dec I could buy is so low it's not really worth it, I make much more from matches. So probably stick to staking some and selling a lot short term.
How do you feel about the new rental system? That's where my time has gone this week too :-P
Yeah. That's a good strategy I think. I'll probably end up hodl'g though although I feel it would be good to learn to take profits.
It's good from a renting my cards out point of view but as a renter I've lost all my cheap cards. 😁
I need to find a happy medium with it I think because I've spent way too much time this week adjusting prices. Taking a step back I'm sure it's not worth it for portions of one DEC.
Also, I'm assuming a lot of the prices will drop again now the season is over.
I think there is a happy medium to be found between time and DEC earned.
I have a ton of Level 1 commons that I'm moving into a separate account so they don't clog up my main one. I'll list those as and when I have time for 0.1 DEC but I don't really expect to rent them out now. I think that's more likely once land comes out.
Posted Using LeoFinance Beta
Peakmonsters actually has a cool new feature, as I'm renting literally all the cards I actively use I wanted to dump almost all my owned cards in rentals. You can select everything and click set lowest market price and you get near optimal rates. Except for instances were someone dumped eay below reasonable price. I only manually checked legendary and epic cards and some golds.
Also trying to refresh often and find some cheap gems. Max level card is sometimes really cheap compared to lower levels or even just straight up cheaper in absolute terms.. and really helps blasting to a higher leagur! So far been really the new system especially on peakmonsters
Hello @gillianpearce. Thank you so much. I see you're heavy into Splinterlands. I've never gotten involved with it. Maybe one day I'll take a look to see what it's all about.
Take care the rest of your week.
Ah I forgot about the backwards challenge and the normal challenge. I'll stick it in my Hive Power Up Day post and finish off my backwards challenge as well. I'll make sure to drop my post after I make it so you can see it.
HIVE is gaining some traction due to Splinterlands. We are gaining more users and transactions per day. If we can get a few more applications on top, I think we will definitely see a higher priced HIVE.
Thanks for the EDS token.
Posted Using LeoFinance Beta
Yes, that would account for the price increase. Good to see.
Congrats to this weeks winners. Congrats @justclickindiva on 100 days. I am just saving for next months club life buy in. I made last months goal. Have a great week all
You too, @ericburgoyne. How's the garden?
Doing great in this heat wave we have been having. Patio tomatoes, and grape tomatoes we are eating every other day now, beefsteak should be by the middle of the month. Pepper plant is going crazy, as soon as this heat wave is over it will be time to plant lettuce again. How is your garden going ?
The tomato plants have taken over! I will have to stake them tomorrow. All of them have four trusses now, but none are ready to eat. They were very late going into the garden as we had very low temperatures here into May. I'm hoping that we will have enough sunshine through August for them all to ripen. Very sturdy plants, though!
The spinach is going crazy, very healthy. I didn't order my veg box this week, so I can have a few good helpings of spinach. Rhubarb has also done very well, the first time in four years we've had such a good crop!
I'm waiting for the potatoes - I may pull one of the posts later and see if they are ready to eat, they are so delicious straight from the garden.
Given how unpredictable the weather has been this year, I'm very pleased with everything. But I definitely need to invest in strawberries!
WE are very far ahead of normal here local corn hit the streets last weekend, about 2 weeks ahead normal, the heat we have been getting this year has been great for the crops. We have had no rain for 3 months or so been a very hot and dry season so far. Yes strawberries are great wish we had more room for more but with only a balcony it is hard to fit everything. Have a great week
Hello @ericburgoyne. Thank you so much. I also want to participate again in the Club Life buy in. So many things to consider, I totally forgot.
Take care.
I put a little away each day that I remember to buy in
Congratulations @susie-saver on becoming a minnow. Congratulations again to @justclickindiva on completing your 100 days savings challenge.
Thanks for the gift that keeps on giving EDS token.
This week I reached a few milestones including 50K Jahm Tokens
https://peakd.com/hive-183952/@bearmol/celebrating-50000-staked-jahms
and over 1000 replies. I’m now at 556HPworking towards 1000HP by year end. I’ll be taking part in the Hive power-up on the first of August as well.
Another milestone this week with Jahm tokens. Excellent 😍.
Great to see all your diverse goals 🙂
😆 Thanks @shanibeer" it’s nice that @susie-saver is at a similar stage so I can have a practical reference point. Here is my monthly Report and Hive Power Up Post.
https://peakd.com/hive-183952/@bearmol/the-big-seven-or-hivepud-20-hive
Hello @bearmol. I appreciate you support of my endeavors. You're welcome. Sharing is what Hive should be about, whether it's knowledge or Tokens.
My next venture is to accumulate as much social Tokens to reward my supporters and engagers.
Congratulations to you too. You are steady achieving new milestones. Congratulations also on your Hive Pud participation.
Thank you @justclickindiva.
All the best with your next venture. I’m sure it will be rewarding for you as well.
Congratulations @eddie-earner! You have completed the following achievement on the Hive blockchain and have been rewarded with new badge(s) :
Your next target is to reach 90 posts.
You can view your badges on your board and compare yourself to others in the Ranking
If you no longer want to receive notifications, reply to this comment with the word
STOPTo support your work, I also upvoted your post!
Check out the last post from @hivebuzz:
Thank you @hivebuzz, always good to see you 😍
You're welcome @shanibeer, it's always a pleasure for us too 😊👍😄🌹 Have a nice day!!!
Dear miss minnow, congratulations on your new title! :-)
So kind 😍
Happy Savers' Saturday! :) I have been slowly adding to my EDS piggy bank as I am able, and am now up to 24 tokens (woohoo!). Congrats on your minnowhood!!! That is a huge milestone! It felt like it took me forever when I was swimming along as a redfish.
Great to see you are growing your EDS piggy-bank 😍.
It's really weird getting to minnow so quickly, I'm with you that it seemed like ages when we were swimming along getting an nth of a Hive through posting and curating. I was lucky that I had some money saved for investing so I was able to grow the account much more quickly to dolphin. Interesting to see how long it might take someone through regular saving (would have been quicker if I had been posting on that account, but I never seem to quite get into sync) 😁.
Wow, 24 Tokens. Congrats. Slow and steady is the key.
I participated in the Hive Power Up Day and I also finished up the backwards challenge (just a small paragraph about it).
https://leofinance.io/@jfang003/august-hive-power-up-day-and-monthly-goals
Posted Using LeoFinance Beta
FAbulous, great to see and thank you for sharing 🙂
Hello @eddie-earner and @shanibeer. Hope you had a great last week. I missed our usual conversation on Saturday. I was dragging a bit last week.
Here is my Week 31 Saturday Savers Club Progress Report:
https://peakd.com/hive-167922/@justclickindiva/entering-3rd-phase-in-week-31-of-the-365-penny-a-day-saving-challenge-or-saturday-savers-club
Thank you so much for the congratulatory wishes and the Tokens for my completing the 100 Days of Savings Backwards. The time flew by. Also, a hearty "thank you" to all other Club members stopped by my post and congratulated me.
Did any other member complete this challenge? If you did, then sorry I missed it, and congrats. I'd like to know what your experience in Savings Backward was. It was something I'd never done before, so it was fun.
Congrats to @bearmol and @dksart for winning in the Wheel of Names.
@susie-saver, congrats to you on your new Minnow Status. You're truly a disciplined saving and investment Hiver.
I had a slow week. Several DIY projects kept me busy. I did manage to participate in HivePUD. I powered up 50 HIVE. Together with my liquid Hive, I staked Tokens for about 20 Community projects. It was a great feeling to contribute to the success of those projects.
I also helped two other small accounts to do the same by powering up 10 Hive each for them.
Once the Saturday Savers Club sponsorship is determined, just let me know and I'll contribute my portion as previously agreed.
Even though I had a slow week, I feel that I met all my savings and investment goals, especially reducing my eating-out budget by 50%.
Take care everyone.
Good to see you @justclickindiva, congratulations on achieving your savings targets and the Hive power up!
We didn't have any takers for the power up sponsorship through the Saturday Savers Club - it looks like all our savers are on point!
Thank you. Well hopefully next month if you decide to offer the sponsorship again.
Hello @shanibeer. The two accounts I helped to power up will now be joining in the Saturday Savers Club. She wasn't able to make it in time to sign up for the Saturday Savers Club sponsorship.
Oh, that's exciting! Two new members! 😍
This is a good way to save. I have found out about this thanks to @justclickindiva I want to save from my daughter's account and from my account. And have an income by the end of the year.
Hello @carmenm20. So happy to hear you finally decided to join the Club. I know you and your daughter don't have a lot, but if you just take it slow, you'll find that you can save a bit.
Don't forget to read this post thoroughly and comment on anything you find useful to you in your savings and investing strategies. Then, come by every Saturday to engage with others and see how they are saving. Lots of tips to help you in your everyday life.
If you have any tips you think would be useful to the members, then please don't be shy and share in the comments.
Good luck. Even though we started on January 1st, it's never to late to start saving what you feel comfortable with. Make a plan. Set a goal as to what you want to save up for.
If you have any questions, feel free to ask in the comments. Everyone is really nice and friendly.
Take care.
Thank you very much for your advice. That's right, we decided to join the club, we don't have much, but we are willing to save,I will be very attentive to the publications and I will ask any questions, I know they are kind people and they will help
That's great. I know the situation in your country doesn't allow for much savings, but just a small amount to be there for a specific purpose when you need it may help.
Take care.
Welcome @carmenm20 😍! Great that you have a goal for your savings!
Congratulations @justclickindiva
It is very good to save. My mom @carmenm20 says that if we save we can prepare for the future. So she and I will start saving. And we want to join the club a of savings.
Good decision. I wish you well on journey.
Hello @fabianar25, welcome to Saturday Savers Club! Good to have you here 😍
Thank you very much, I want to grow here.