RE: Hive, possible 12% HBD APY?
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Hard to know what the proper rate is. We will have to play with it.
Moving it up to 10% isnt going to make much difference overall with the amount of HBD that is out there. The same is likely true for 12%.
What we need to balance is the ability to generate a return for people who are hodling HBD in savings and the potential to get the velocity of money going. Right now, there is little to no commerce on #Hive so it also means nothing. Down the road, we want HBD to flow through the ecosystem, generating a strong economy.
For now we need to get as much HBD off exchanges as we can. That is likely the first step.
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thanks for this answer, I understand something more about HBD