Saving in HBD (Hive Dollar) with 20% APR

Hello and Namaste Everyone

Saving is a very good habit and I have been doing it since childhood. It's a good habit that every kid should be taught in their childhood and trust me this helps a lot throughout life. So far I have done much better on the ceiling part because I have been accumulating and building sound fund corpus this way. It's a journey not just one one-day task that anyone can complete and win but we need to follow it consistently for the long term. In my childhood, I grew up seeing my parents doing the same as they were saving some money with a small amount but by the time I was grown up, they had a good surplus.

Now similar practice I am following with HBD where the earning potential is 20%. For those who do not know I want to mention that in India if you go with a bank deposit then you cannot earn more than 7% for a fixed deposit. Even banks are not going to pay anything extra for senior citizens now which is one loss. This is not a higher percentage because there are many ways people can follow and it will make them earn better than opaque deposits. The stock market is risky and not everyone can play in this market but with crypto things are different and better.

For example, I have been trying to create some HVD holding for the last few months and am happy to share that I have made it to 350. You can say this is not a small amount or you can also say that this is a very small amount. It's up to you how you see it but the truth is that ionem very happy to have it and I continue to grow it. I have been doing it for the last few months I'm hoping that by the end of this year, I should be able to have one thousand HBD in my savings. Last week when the price was low for high I bought some coins using my HBD holding that is I would have even more coins in my hbd savings.

20% is a fantastic APR to earn with HBD savings but there has to be a balance. This is not fixed and it can go up or down depending upon the majority of witness agreement. But I have seen these stable since the last bull run cycle. I hope that in future also it will not go down and maybe I will open many aspects for rewards and because of this, the % will remain the same. Some people have built a very good holding with HBD and I hope that over time I will also be able to do this. I'm just working to make it 1K HBD deposited in the savings of my hive account wallet.

I understand that there has to be a balance between HBD and HP because the hive is the coin that will get the benefit of market movement but HPD will not. This is why it is recommended to have a balance between both and I would not say that more than twenty percent of your reward should be put in HPD at savings because it will lock your funds. What I think is my opinion and you can do whatever you want as per your convenience and preference because whatever I have shared here in this post is just my thoughts and knowledge about the HVD ecosystem but it is very limited to my knowledge.

Thank you so much
Stay Safe

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