January is Not your friend
It is the Festive period and holiday.
Everyone wants to enjoy the holiday, everyone wants to celebrate, everyone wants to merry till the new year. As you are spending, remember January is 62 days. Yes! this might look surprising and might look like a lie it does not make sense but it does. Why did I say January has 62 days is because in most cases, the month of January is always slow. It is in normal flow/ The same seconds as the rest, the same minutes as the rest, the same twenty four hours each day as the rest of he months and the same 30 days as the rest of the months. However, it is always looking longer. At the same time people are always broke or financially handicapped during the month of January. Everyone wants the month to end on time so that they can get salary to sustain. This is avoidable if we put into consideration the following.
How To maintain Financial Balance the festive period
- Do not attempt to impress: Trying to impress people is one way that can lead to excessive spending
- Set out a budget: Most times we tend to spend excessively when we do not have a budget.
- Freeze the extra cash: It is very important to freeze any extra cash somewhere. This will prevent unnecessary access to it.
Despite All We do to prevent ourselves from unnecessary spending. There are some people who will not hesitate to take our money and own it as if they earned it, as if it belongs to them. They will device all means to steal it away. Below are the ways we an stay safe in this festive period.
- Use strong passwords for both Internet banking login and app login
- Verify the authenticity of a website before you input card details
- Avoid clicking untrusted links either in inbox, WhatsApp, Telegram or anywhere else
- Avoid messages that wants your instant action
- Ensure all apps and browwers are updated
- Stay away from too-Good- To-Be True Offers and giveaways
- Alsways contact your account managers or customer care whenever you are in doubt
Stay safe this festive period
Do not spend your money unnecessarily
Do not let fraudsters spend it for you
I rather like January for a few reasons but one of the main ones is that the days in the northern hemisphere are getting longer and we can appreciate more sunlight slowly! It’s also not difficult to not overspend your money with some self control. Holidays are certainly a beautiful time of year, we just need to learn how to control ourselves I think.