RE: The APR On HBD Savings Should Not Be Lowered

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3speak was signaling a lower rate months ago.



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maybe. . But no one pointed it out. I'm really more aggravated they just ignored me when I asked a question. Obviously my vote doesn't count or isn't needed.

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(Edited)

Nobody pointed it out to me either, but I still knew. It shows up on the witness list if you use PeakD. I give that page a glance over at least once per day while I'm online and not lost in the forest without a phone.

Shortly before summer (I think) some kind of big name influencer (I think) on twitter (I think, but I could be wrong) called this entire HBD thing a scam. Later that influencer (I never even heard of the guy so I have no clue what he actually does) had a debate with @theycallmedan, and Dan mentioned his 3speak witness, talking about how they're signaling a lower rate and why, explaining how the system works, how it's not a scam, how it's decentralized, yadda yadda yadda. The recording is somewhere on Hive. I stumbled into it. It seemed like a big deal around here for awhile.

Don't take it personally if someone doesn't answer their phone right away, dude. Maybe they'll write a post and offer their reasoning like some other witnesses have, rather than communicating with everyone individually. I dunno.

Shit happens.

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I use PeakD too.. but I'm horrible about reviewing witnesses and what they're up to.. don't get me wrong I love 3speak.. we'll see if a explanation is coming

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We run an open podcast on CTT every week on Saturdays. We discussed the decision to lower it to 12% months ago on CTT. We also run an open dev meeting once a week on Thursdays.

We will literally let you on the show to ask your questions and discuss with us. Ur invited on the podcast if you want. Or you can come get involved in the dev meeting on Thursdays

I’m not sure when you asked any questions to us. I don’t have any DMs from you either.

Maybe try DMing me and we will do our best to answer your

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I certainly appreciate your response.. I've actually never been involved in a podcast.. as far as a dev meeting... no need to prove my lack of knowledge.. I'm gonna pass on that one. Do you have a link explaining why you believe the APR should be lowered., because right now I don't think it should.

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We will address it on Saturdays podcast. We have spoken about it several times publicly on podcasts. We have a very clear picture why this is not the way and will go into it on tomorrow’s CTTPodcast

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