RE: I have my SBI target and its more than I thought
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It's much better APR to subscribe directly and support others.
I agree, but there is a limit to how often I can post to extract that value, and there is no withdrawal, I'm locked it.
My thought at the moment is to get my SBI subscription to a point where I can get a decent monthly payout, and then use that to fund the savings. If adding to SBI is greater than what I get from curation (even if it is less than SBD savings) I will likely go that route because when I look at the witnesses right now it looks like some of them want to lower the savings APR a lot, or if HIVE starts mooning, I want to have some liquid hive to make moves, even if that liquid hive is 1/13th of my HP that I can use after I remove delegation (plus the x days).
I'm a long ways from having the number of units I want, so a lot of this is still just contemplation.
If you do cap out to where you're getting max vote on every post without drawing down your pending balance, please reach out to me. We do a limited amount of direct leases from Hive SBI whales that want to delegate more but are consistently hitting max deliverable vote. They get liquid payments weekly, based on an estimation of 'market rate' from dlease.