I learnt to track and budget my expenses

Before, I don't understand the word budget all I know is that people always tell me they have budget. Even though I know what budget is, ignorant does not allow me to make use of it which makes me spend more than I earn, It took me a while to come to the reality that budget is very important in maintaining a balance lifestyle.

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In order to maintain a healthy and balance lifestyle, we have to be financial awareness and have a responsible money management. It is good to make tracking and budgeting of expenses an habit, it's really helps a lot.

When I started having a clear overview of my expenses, it give me a chance to prioritize where my money goes. For example, when I started tracking my expenses I realized that I spent quite a bit on things that are not necessary, so whenever I wanted to buy things, I will always buy things that I need the most and see if it fit my budget and after that if the budgeted money still remains, I can spend it on some other things since it will not pass my budget.

Once I started doing this, it helps me to plan for future financial goal. Saving a portion of the income every month will always give you a sense of control and confidence when it comes to financial wellness.

Some people think budgeting is all about restricting yourself from doing some certain things but it is not like that, I can remember very well when my neighbor is calling me an economist because I told her we need to follow the budget before spending money in order not to spend beyond necessary.

Budgeting also allows you to indulge in things that give you joy like going out on a special dinner, having a nice time out and other things that make you happy. You can find the sweet spot and enjoy life while still being responsible with finances

Since u started tracking and budgeting my expenses, It feel like I'm more in control of my financial situation. It relieves me of any unnecessary stress and enables me to make some conscious decisions about where my money goes. It's a practice that has truly benefited me, not just financially, but also in terms of personal growth and self-discipline.

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