RE: The APR On HBD Savings Should Not Be Lowered

It seems absurd to me since they tell me that in order to improve the attractiveness of A they are going to reduce the benefits of B; Practically they say

To make soccer more attractive and attractive for everyone, let's make it so that if a team is losing, the rival loses a player, until people start betting on the team that was losing...

That happened in Venezuela with a similar formula, they increased the prices of products in Cash and Transfers, lowered the interest rates, to encourage people to buy and use the PETRO... A Crypto invented by the Venezuelan State, the result? failed.

I do not understand who comes up with these ideas, to which schools of economics do they go, or if they think that everyone is managed like a Silicon Valley company; I am concerned that those who have the ability to make these decisions, openly demonstrate that they do not know their users and I understand that it is difficult perhaps to make studies, but to make decisions standardizing all users, is to ignore that here there are DEVs, users who only come to consume content, users who want to create content, users who are simply part of a community, investors, crypto enthusiasts, people profiting from the platform and there are multiple styles of users, each with their own economy and reality.