CHRISTMAS AND FINANCE

CHRISTMAS AND FINANCE

There are many enjoyable and memorable moments over the Christmas season. The beautifully decorated streets of the city with Christmas lights, trees, boxes, and other decorations transmit feelings and impulses into our pockets, urging us to spend carelessly without stopping to examine our financial situation.
A time of year when most people aspire to lead extravagant, phoney lives. They will go to great lengths, such as borrowing money from friends, to acquire a new collection of items in an attempt to impress the public with their unprecedented degree of wealth.

This season, when purchasing gifts for others, make sure you stay within your means and avoid doing so just to win favour. Giving worthy gifts to others is not something I oppose, but it shouldn't always break the bank or cost more than our monthly allowance. In a season like this, you don't have to give your loved ones money, silver, diamonds, or anything else to show them how much you care. Rather, the seemingly insignificant gifts can make a big difference. May you believe that giving someone a handkerchief may have such a deep meaning?
Using myself as a case study, I've always struggled to find a handkerchief for myself, but my oldest sister sees it as her job to provide me one every month as she knows I'll always need one. Even though it is not as big as people would expect, I really treasure it. Give individuals presents that fit your budgets while staying inside your means.

Take advantage of Black Friday as we all know that prices are always reduced during this season. My friend recently received a $30 goods for just $15; isn't that a fantastic deal? It is, of course! Make wise purchases.
Even if we love the holidays, make sure to take advantage of the sales and don't wait until the prices have gone up to return for what you need. Save money!

If you come from a large extended family, please go in pairs and buy gifts for everyone. I know we're all givers and liberal people, but please don't buy gifts on your own unless you are certain of your financial stability and that it won't interfere with your monthly spending plan. It's a method of organising your life around your spending plan to prevent debt at the start of the year.

Your Christmas should be well planned; you shouldn't have to abandon your savings plan or other financial arrangement just to enjoy the pleasures of a fleeting holiday. It's acceptable to forgo designer clothing and excessive outing expenses this Christmas in order to establish a solid savings plan. You won't perish if you cheerfully deny yourself that pleasure if it demands it.

Avoid the temptation to try to live a false life this season. Never forget that it always costs more to live a phoney life than it does to live a real one. Imagine someone renting a car purely for the sake of the Christmas season. When you take a thorough look at your wallet after driving the car you hired for two weeks, you'll see that you've spent a significant sum of money trying to live a false life.
Life isn't a competition, therefore drive your automobile with a smile on your face tomorrow after saving money and trekking with delight today.

Avoid the temptation to believe or presume that Christmas is all about spending, even as we experience the season. Christmas is actually about the warmth and joy we share with our friends, family, and coworkers—not about the copious amounts of money we lavish wildly.

Take some time for yourself to reflect on the previous year and identify the goals you hope to accomplish in the upcoming year. Make prudent decisions while spending time with your family, friends, and relatives.

Au Revoir (Goodbye)!

The pictures above are designed with canva