Weekly Engagement ~ Spending by Impulse

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One thing I know I am very good at is planning ahead of things but one thing I am worst at is not being consistent with my plan, especially when it has to do with money. A few days ago, a friend posted on her WhatsApp and it said "mention one friend of yours that when you both go out, you always come back regretting or feeling stewpid for spending over than necessary and yeah, you got that right, she mentioned my name, my very own name.

The funny thing about me spending lavishly is that, when the money isn't there or available, I tend to have a line list of what I need to buy once money comes my way but once the money is available and sitting pretty and elegantly in my bank account, I my plans tend to fly out of the window and I come up with the phrase "Spend while you can because you don't know what tomorrow holds for you."




That's fun right, but that's exactly what happened to me, just yesterday night, while I was scrolling through the land of WhatsApp, I came across a beautiful bag, even though among the plan I had buying bags wasn't one of, I immediately went into the seller's DM to indicate my interest and was willing to break the savings I have been keeping for something more important for that bag, although it wasn't enough but I was ready to pay in installments and complete the payment by the end of the month, thank God for the seller who refused to get the money and said that "She does preorder.

That isn't the first, I and my friend leave the house with a list and a particular amount to spend on buying only to end up using the money for an entirely different thing, something that doesn't even count. I buy out of impulse, not because I need it that time but because the money is available and I am like, why not if you can buy it now?

Although my friend is a bit better than me in being disciplined when it comes to spending, when she sees me start eyeing things in the market, she is like "Evelyn, is this an important need right now, or do you just want to get it because you have the money now, what are the other things you planned getting with that money and when I list theme, she is like is this more important than those right now, and when my answer is NO, she goes, alright then, let's leave this place because this isn't what you need but other times, she forgets her discipline and join in the train.

I see things and the next thing that comes to my mind is, wow, it is beautiful and I can afford it because my bank account is green and smiling, and I go straight to buying it only to regret buying them after I have bought, reality dawns on me after I have bought it because the money was meant for something important and not that, but what is done is done.




This particular habit has kept me in a particular place for long, longer than necessary because, I tend to go back in circles, doing the same thing over again and having to start over only to mess it up at the end of the day.



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4 comments
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That is a very good friend you have right there, we all need that friend that can help keep us on our toes, reminding us of the values we stand for and the need to stay discipline.

Nat.gif

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Thanks to your friend but hope you know she won't always be there for you? This is why you need to take responsibility for yourself.

You really need to check that habit, it can be undone, you know habits come into existence through continuous practice, if you want to undo it, you will use thesame principle, start disciplining yourself to keep to your words . If possible draft out a plan every month for it so that you can trace your progress.
And as you continue to practice how to say something and work on it, and how to stay from unnecessary spendings . Try this out, it might help.

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Yeah, you are right, I will try to work on it, and I hope I can put it in control.

Thank you

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