RE: HBD SAVINGS AND APR

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@jongolson realized one of the easiest ways to think about what happens in HBD investing, month by month: for every $60 you invest, the interest per month is $1 (because 20 percent annual interest on $60 is $12, and there are twelve months in the year). Depending on your goals -- of which I do not inquire, being completely in respect of what you said in your post -- that can make for a good organizing metric to know.



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That indeed is a nice metric, one that I will likely quote to others. Your comment has helped me avoid some math and for that I thank you and jongolson.

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