A loan to my friend...

A loan is a part of our lifestyle a medium-class person took a small amount higher standard living people do take a bigger loan some of them do pay the loans didn't pay the loans in the time period they are supposed to repay it pack.
I am sure there are so many rich peoples who have done the same in your country as well, the list is too long about these types of people they are everywhere they do manipulate and gain the trust of the bank and big investors from where they took a huge amount of loan and after a while, they don't even bother to repay the loan back.

This did happen in very big-scale loan scams, there are so many peoples involved in this type of loan. If you are a middle-class person it is really hard to get a loan even if you are going to pay a very high interest for that it's not an easy task to take a loan from Bank. These days things are a bit easier but still it's not that much easier as compared to the rich people around you.
I am sure that we all have taken a loan or given a loan to someone who is known to us but not all the time with it get it back sometimes we do trust someone very much. Sometimes blind trust can be bad for us.

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To be honest I don't take loans if it's very urgent then I took a loan and I try to repay it as fast as I can. But some peoples are very shameless they take loans and don't even bother to repair their money back even if they don't even have to pay any extra interest for the loan they have taken. Things did change after that I have seen that many times. I do few friends like that. In the beginning, V2 try to ask him for repairing the loan which you did too but after a while, we do feel a bit hesitant to ask for the money even though the money was ours, not his but still, we did get hesitated a bit, do you feel the same

Last year one of my friends did make a WhatsApp group and he was asking for money he added a few of my friends some of them are earning really good chunks of money. After adding 7 to 8 people to the group he type messages about his engagement party, where he mentioned that he Doon to gift a ring to her wife. This was the first time he asked for money so as a friend we all decided to contribute XX amount of money and pay him but he is asking for it. He promised that he will go to pay it back by the end of the month. You know what friends of mine who are earning a good chunk of money don't even bother to reply to a single message on that group and they did leave the group silently without even messaging some. That was awkward for me at the beginning but now I realize that they have done a very good job at that.

One of my friends who collected all the money from the rest of us gave him the money through UPI. After the UPI is in trend everyone is using that and it seems to be very easy to use transferring money or receiving money is very easy. I don't cash in my pocket if I was caring my smartphone with me. Sometimes that really bothers me a lot if you are internet is not working then you can stuck in the middle of something.

The friend of mine who collected the money he did to ask him for the money that he took about two or three months earlier and the gas that he did manage to get all the money which we have paid to him. As a friend, we do understand that anyone can be in a problem, and as a friend, we should help each other in their tough time this was friends to the right. Time was passing by and we did forget about this and this year in the month of February he asked for the money again. But this time the situation was totally different from earlier, his wife has pregnant and the doctor have given him a date but it was the end of the month so he don't have that much money to take care of her wife in the hospital if something all of the sudden did happen. You know how pregnancy cases these dates happen you can't predict the exact date.

So as a friend, we all decided to help him again because the last time he repaid our money back sure it did took some time for him to repair that but he did so it is added to do that again. Last time we were 6 friends I guess this time only 4 of us gave money to him including me. This time the amount was a bit bigger than earlier but still has a friend we decided to give him money.
Now it's been around 4 months and he is trying to avoid our messages and calls.
He did send a small number of a few months earlier but still, the amount he has to pay is big so we are waiting for the rest of our money.

Everyone does need money but if you will do this type of thing then who is going now give you money next time? The thing is not about money exactly now the things are different we are losing trust in our friend and that is not really a good thing for him and for us too. Not sure when he is paid as the amount which he took around 4 months earlier let's see what will happen.

We all do money right sometimes a few penny did make a big difference imagine if you are in a shopping mall and you are buying groceries and other items then you check your wallet and you didn't have enough cash to buy all the groceries that are in your bucket so you will try to reduce the items from your bucket to adjust the bill according to your budget. So it doesn't matter how much money you gave to someone or how much you took from someone if you are not honest with your words then in the future things can be turned out a bit differently for you I hope you are getting my point. This is it for now what do you think?

see you in the next post, till then keep learning and keep exploring...

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