RE: Affordability, Control, Means & Discipline.
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I am glad you said money is just a tool in our hands and some times people use it for unrealistic things and it isn't nice.
...and this is why I believe in discipline. It has to come to play when we spend.
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Yes, money is mostly a tool, it's a man-made invention and most of the time, all the power and sovereignty we see or attach to it, is mostly given to it by us.