People largely misunderstand the concept of saving money

I got a comment on one of my past posts of which I really wasn't talking about saving but did throw in a few lines on it and the individual was against the act of saving majorly with the narrative of inflation eating up the saved up value.

Well, although I do not believe inflation exists, it's just a fancy word to describe the fact that humans will get greedy at some stage in business and decide to increase the prices of their goods and services, which makes way for the theory that a person's money at had has lost value or purchasing power when in reality, production companies and service providers simply upped their prices.

Now, onto savings, the idea that saving money is bad is so incredibly flawed because the majority who say this do not factor in one thing which is simply "the reason for saving money" in the first place. The concept of saving is literally to have value to move around in the near or far future. Of course, when the day of utility is far away, what they call inflation inevitably comes into play but this doesn't change the fact that saving money isn't majorly about not wanting that value in supply, but more "as an investment" for the future.

When this came up in the comment section, the individual simply added that it is better to invest money but failed to realize that under the idea of saving money is a structure that literally makes it an investment layer. When you save money to start a business, you're investing in the future of your business, you save money to buy company shares, you're investing money in a company and which you expect to regenerate income and while also having the ability to save money and earn interest as with HBD savings on Hive, so you see, most of the time, saving is simply a structure for easily investing in the future from today.

While a lot of people simply see the idea of keeping money, the reality is that saving is simply investing in the future and while this doesn't take away the fact that most people do terribly bad at it and often get eaten up by economic changes and various life events over time, it is still however, at the base layer, a foundation for investing money, just sometimes one of the slowest ways.

However, if we dare to talk a little bit on "sustainable finance" we may actually agree that the slow effects of savings is really just an example of sustainable finance investment. The profits come in slowly but most times the investment time spans through a long period, but yeah, it's sustainable and that's what matters, so, the concept of saving money has been largely conflicted that people simply see the act of "saving money as removing it from the supply and never actually using it". Well, frankly that isn't saving, that is simply keeping money in store because saving money always has a future utility tied to it that fundamentally makes it an investment.

But of course, many people do not realize this but I'm tempted to say that we could expect this to change as crypto begins to eat into the world economies and radically change the definition of money and how this value is created, distributed and managed.