RE: Fintech In Nigeria: Why Are We Limited To Payment & Lending?
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You're right about the trust thing. Opay has been around from 2019 - that's when I knew about it, though it was running so many services then.. registered Keke riders were using it to get customers which was very cheap then in Enugu state..a ride within town was #50.
So I feel there should have been big convert if it started operating as a virtual bank since its inception.
Btw I enjoy your contents.
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Tbh, I only found out about opay this year when the cash crises hit. If it wasn't because of the cash crises. Opay might still remain just a virtual auxillary bank. In Lagos here, the growth has skyrocketted and they can still handle transaction very fine. I think its only a matter of time.
Thanks for reading.